Budget smarter, track your net worth, and understand your spending — without ever connecting your bank to anything.
A growing segment of users refuse to hand their credentials to third-party data aggregators. Moosely is built for them.
Plaid settled a class-action lawsuit for collecting more data than users consented to. 98 million accounts affected. This is who your finance app hands your credentials to.
Bank connections break every 90 days. Chase changes their OAuth flow. Your credit union isn't supported. Moosely has zero connections — and zero connection problems.
Spreadsheets are private but have no dashboards, no insights, and no net worth tracking over time. Moosely gives you professional-grade tools without the data risk.
Every major bank lets you download a CSV statement from their website. Upload it to Moosely and we auto-categorize every transaction. Your login credentials never leave your bank's website — ever.
Try it free →Drop your bank CSV here
Works with Chase, BofA, Citi, Wells Fargo, and all othersSet monthly budgets by category and see your actual spending in real time. Visual progress bars make it instantly clear where you're on track and where you're overspending.
Try it free →Log your assets and liabilities — cash, investments, real estate, vehicles, loans — and track how your total net worth trends over months and years. The number that actually matters.
Try it free →Start free. Upgrade when you're ready. No tricks, no dark patterns — cancel anytime in one click.
Never. Moosely is built on the principle that your bank credentials should never leave your hands. We use CSV imports instead — a file you download directly from your bank's website. At no point does Moosely have access to your account, password, or real-time data feed.
All of them. Every major bank and credit union offers CSV statement exports. Chase, Bank of America, Wells Fargo, Citi, USAA, credit unions — if your bank has online banking, it works with Moosely. It takes about 30 seconds to download your statement.
Yes. All data is encrypted, stored with row-level security, and never shared with third parties. Row-level security means even our own database administrators cannot read your data — your records are only accessible to you.
Yes, instantly. Cancel from your account settings with one click. No phone calls, no cancellation flows, no "are you sure?" guilt trips. Your data stays accessible until the end of your billing period.
Monarch and YNAB both require bank linking through Plaid — a third-party data aggregator with a history of privacy issues. Moosely never asks for your bank credentials. We also cost 40% less than both while offering AI-powered features they don't have.
Join privacy-conscious users who track their finances on their own terms.
Start for free — no credit card required